Built for fintechs, crypto platforms, wallets, Web3 companies and digital-first financial products

Launch Your White-Label Virtual Crypto Card Platform now

Give your customers the ability to hold digital assets, fund virtual cards and pay online — all through a product built around your brand.

MULBI combines virtual card infrastructure, crypto wallets, APIs, compliance integrations, applications and analytics in one platform, so you can launch a fintech product without building the entire technology stack from scratch.

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to Build, Launch and Scale Your Virtual Crypto Card Product

Your Individuality

Instead of coordinating separate vendors for wallets, card issuing, customer applications, compliance and reporting, manage your fintech product through one connected infrastructure layer.

Don't Spend a Year
Building Virtual Card Infrastructure

Launching your own crypto card product internally can require significant development, payment integrations, compliance work and ongoing infrastructure maintenance.

Skip the rebuild. Start with infrastructure that is already shipped.

Pre-built card issuing rails and BIN sponsorship already wired
KYC, AML and PCI foundations handled out of the box
White-label UI for your brand — focus on customers, not plumbing

Launch faster

01

Onboarding

We set up your partner account, verify entities and align commercial terms in a single working session.
02

Your brand, everywhere

Cards, KYC flows, mobile widget and back-office are white-labelled and wired into your stack via API.
03

Go live, onboard end-users

Flip the switch. Your customers register, complete KYC and receive a virtual card in minutes, not weeks.
04

Users top up & spend

Cardholders fund with crypto or fiat and spend anywhere Visa/Mastercard is accepted worldwide.
05

Dashboard reports profits in real time

Track every transaction, interchange share and program KPI on a live partner dashboard.

What we offer

Multichain Wallet System

Give users access to supported cryptocurrencies and stablecoins while allowing them to fund and manage virtual cards from the same ecosystem.
Potential asset support can include:
USDT
USDC
BTC
ETH
supported blockchain networks
additional digital assets

Virtual Crypto Cards

Launch branded virtual cards that let your customers turn digital assets into everyday online spending.

White-label Everywhere

Bring your fintech product to market under your own brand with ready-made apps, interfaces and card infrastructure.

API Integration

Embed virtual cards, wallets and payment functionality directly into your existing product through flexible APIs.

Analytics & Reporting

Track product activity, transaction flows and growth metrics to make better operational decisions.

Web & Mobile Apps

Bring your card and wallet experience directly into Telegram with a fast, convenient embedded interface.

KYC & AML

Connect customer onboarding with identity verification, KYC, AML and risk-management workflows.

Referral Program

Turn existing users and partners into a scalable acquisition channel with built-in referral mechanics.

Management Dashboard

Manage users, virtual cards, transactions, referrals and key performance metrics from one control center.

One Account. One Simple Way to Turn Digital Assets Into Spending Power.

Give customers a convenient bridge between supported digital assets and online payments. Depending on your product configuration, customers can fund their virtual card balance using supported digital assets and use the card for everyday digital purchases.

Pay Online

Use virtual card credentials across supported online merchants.
Pay for Subscriptions

Use a virtual card for recurring digital services.
Shop Internationally

Access supported merchants wherever the applicable card network is accepted.
Use Digital Wallets

Where supported by your specific card program, eligible virtual cards can be connected to compatible digital wallets.

Built for Fintech, Crypto and Web3 businesses

mulbi's white-label virtual crypto card infrastructure is designed for companies that already have an audience, a financial product or a digital ecosystem and want to add digital payment functionality without building it from scratch.

Stack of mulbi branded virtual crypto cards floating on a soft purple background with floating crypto coins

Crypto Exchanges

Extend your exchange beyond trading with branded virtual cards that let users spend balances directly online.

Crypto Wallets

Give customers a practical way to use value held inside your wallet — without leaving the app.

Web3 Platforms

Turn on-chain communities into everyday payment users with branded cards tied to their wallets.

Fintech Startups

Launch virtual card functionality without developing the full issuing infrastructure internally.

Neobanks

Add crypto-linked virtual payment functionality to your core financial product.

Blockchain Ecosystems

Connect supported digital assets and stablecoins with real-world online payments.

Online Platforms & Communities

Turn an existing customer base into users of your branded financial product.

Why build your
virtual crypto card roduct with mulbi

mulbi is the card and wallet infrastructure layer beneath your brand - virtual-first, API-driven, and ready to ship. We handle the hard parts so your team can focus on the customer.

Faster time to market

Skip the rebuild. Ship a working card product in weeks, not years, by leveraging infrastructure that already handles issuance, ledger and lifecycle.

White-label by design

Your mark stays at the center. Cards, surfaces and comms look like your brand — because nothing in the stack forces ours.

Virtual-first

A fully digital card experience — provisioning, controls, lifecycle — without the operational weight of plastic production and shipping.

Wallet + card, connected

Bridge supported digital assets with card payments in one motion. Top up from wallet, spend at the till, settle on-chain or off.

API-first architecture

Card functionality connects to what you already run. One consistent interface for issuance, auth, ledger, webhooks and controls.

Multi-platform delivery

Native iOS and Android, responsive web, and embeddable components — the same card experience on every surface your customer uses.

Built for growth

Customers, cards, transactions, referrals and analytics — one operational layer that scales with the product instead of gating it.

Compliance, wired in

KYC, AML and risk workflows plug into the same lifecycle as the card — no parallel stack, no reconciliation drift.

Your product, not a wrapper

Mulbi doesn't compete with your roadmap. We power it — so the customer relationship, the data, and the brand equity stay yours.

What is a white-label virtual crypto card platform?

A white-label virtual crypto card platform gives businesses the technology required to launch branded virtual payment cards connected to a digital asset or fintech ecosystem without developing every infrastructure component internally.

Depending on the setup, the platform can include card issuing integrations, wallets, applications, APIs, customer onboarding, compliance integrations, transaction management and analytics.

Does mulbi offer physical cards?

No. mulbi is focused on virtual card infrastructure and does not offer physical card products.

This allows businesses to build a fully digital customer experience without physical card production, delivery or logistics.

Can we issue cards under our own brand?

Yes. mulbi is designed around a white-label model, allowing eligible partners to create a branded virtual card experience for their customers.

Can we integrate mulbi into our existing app?

Yes. Businesses with an existing fintech application, wallet, exchange or Web3 product can integrate mulbi through APIs instead of replacing their current frontend.

Can users spend crypto with a virtual card?

Depending on the card program configuration, supported digital assets may be used as a funding source for a virtual card balance, which can then be used through traditional payment infrastructure.

Can virtual cards be used for subscriptions?

Virtual cards can generally be designed for online purchases and recurring payments, subject to the issuing program, merchant category and applicable card controls.

Does mulbi support Apple Pay or Google Pay?

Digital wallet availability depends on the issuing setup and specific card program. Only promote Apple Pay or Google Pay on the live site if they are supported within your mulbi configuration.

Does mulbi support KYC and AML?

mulbi can integrate KYC, AML, identity verification and risk-management providers into onboarding and transaction workflows. Exact requirements depend on geography and issuing partners.

Can we launch in multiple countries?

Availability depends on the issuing setup, partner infrastructure and regulatory requirements applicable to individual markets.

How quickly can we launch?

Launch time depends on geography, compliance requirements, integration scope and the selected card program. Using existing mulbi infrastructure can substantially reduce development work compared with building a virtual card platform from scratch.

Who is mulbi built for?

mulbi is designed for fintech companies, crypto platforms, exchanges, wallets, Web3 ecosystems, neobanks and digital businesses that want to offer branded virtual cards.